Privacy Policy

Last updated: January 4, 2024

Please read the following Privacy Policy so that you understand our process and safeguards.

Agreement to this Privacy Policy:

By using the Website, you consent to this Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein.

What Personal Information is collected?

If you interact with our Website or mobile application by submitting feedback, joining a mailing list, or registering you may provide Personal Information to us. Personal Information means personally identifiable information such as information you provide via forms or other online fields including name, email addresses, telephone, fax or mobile numbers, as well as records associated with your credit profile.

How your Personal Information is used

We collect and and store on our database the information your Identity IQ account log-in. Your personal information is required to service your account. The information we require is the absolute minimum necessary. We keep you up updated on the latest credit file updates, special offers, and any other information necessary to fulfill our obligation to you as our client. In order to fulfill our obligation to you we do share your personal information with staff employees of FYC so that your services may be effectively and timely performed.

Legal Obligations

We may disclose or report your Personal Information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.

How we safeguard your personal information

FYC safeguards the security of your personal data. We take every precaution to protect your personal data when you are on the Internet visiting our Website or mobile application. FYC advises you to change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser. Our Website uses industry-standard Secure Sockets Layer (SSL) encryption on all web pages where personal information is required. This protects the confidentiality of your personal and credit card or checking account information while it is transmitted over the Internet.

Within FYC, we restrict access to information about you to those employees who need to know the information in order to perform their jobs, such as servicing your accounts, providing you with information you request, or notifying you of new products and services. To protect your personal information, we maintain physical, electronic, and procedural safeguards in keeping with industry standards and practices, and we review and adjust these safeguards regularly in response to advances in technology.